An Act relative to fairness in debt collection
SECTION 1. The General Laws are hereby amended by inserting after chapter 93L the following chapter:- CHAPTER 93M. DEBT COLLECTION FAIRNESS ACT. Section 1. As used in this chapter, the following words shall have the following meanings unless the context clearly requires otherwise: “Charge-off”, a declaration by a creditor that a delinquent consumer loan, consumer credit account or other consumer debt has been removed from a creditor’s books as an asset and treated as a loss or expense. “Consumer”, a natural person. “Consumer form contract”, a contract in writing between a business and a consumer involving goods or services, including, but not limited to, credit or financial ser…
An asterisk marks a vote the sheet records as entered after the roll closed. A member shown as "not linked" is a name on the sheet that did not resolve to exactly one member of the session's roster; it is left as printed rather than guessed.